Ratnakar Bank Education Loan | Education Loan in India | Student Loan in India

Student Education Loans by Ratnakar Bank



Loan available for Higher Education, Studies in India and Abroad.

Loan Amount

  • Maximum up to Rs. 7 Lakhs for studies in India.
  • Maximum up to Rs. 15 Lakhs for studies Abroad.



  • No Margin for loans up to Rs. 4 Lakhs.
  • 5% Margin for loans above Rs. 4 Lakhs.



No Security up to Rs. 4 Lakhs


Repayment Period
 Repayment Period 7 years.

Processing charges.

No processing charges.


Interest Rate
Interest rate as per PLR for loan up to Rs. 4 Lakhs and PLR +1% for loans     above Rs. 4 Lakhs.